CARAVEL Autorisation (Authorization)

CARAVEL Autorisation meets the needs of risk management during payment transactions, cash withdrawals or any other private function.

CARAVEL Autorisation ensures:

• the acquisition of payment authorizations from terminals and withdrawal authorizations from ATMs.
• the routing of authorization requests and conversion of the associated protocols towards international, domestic or private networks.
• the issuing of authorizations (nominal or delegated) with regard to the different electronic money networks.

Similarly, CARAVEL Autorisation lets you rapidly integrate any private functionality of the electronic purse (recharges), credit (revolving, deferred, split, with or without costs) or loyalty type.

Front office functionalities

• acquisition and routing of authorizations to the issuer.
• identification, authorization and verification of stopping of cards and cheques.
• issuing of authorization according to configurable algorithms via criteria defined by the end user.
• gateways to international networks.
• EMV management both for acquisition and issuing.
• securing of transactions and management of security zones with CARAVEL Sécurité

Middle office functionalities

• Management of holders raising objections.
• Input and dissemination of details of stopped cards.
• Help in designing algorithms according to the media, type and provenance of transactions.
• Help in configuring response and behaviour codes.
• Assistance concerning behaviour types.
• Processing knowledge base.
• Call centre functionalities.
• Risk and fraud management.
• Intelligent engine, online/offline processing of transactions, scoring.